An IVA can lower your monthly debt repayments and write off unaffordable debt. Find out if an IVA is a suitable debt solution for you.
*Note: All advice is confidential. Your information will not be passed to any third parties.
Helping you deal with debt
If you have come to our website then chances are you are in need of help with your debts. Here at Positive Future Financial we specialise in offering IVAs (Individual Voluntary Arrangements) as a Debt Solution. With over 80 years experience, we are one of the leading providers in the industry, having arranged IVAs for thousands of clients.
What is an IVA?
A fair solution for both you and your creditors
An IVA is a formal arrangement between you and your creditors that allows you to pay back
what you can afford towards your outstanding debts, by means of affordable
monthly payments.
An IVA usually lasts for about 60 months (with certain exceptions) and at the end of the agreement, any remaining debts are written off.
See the features of an IVA below.
Low payments
An IVA allows you to have lower monthly debt repayments.
Legal Protection
An IVA offers you legal protection from your Creditors.
Interest frozen
In an IVA, all interest and charges on your debts are frozen.
Debts written off
On completion of your IVA, any remaining debts are written off.
No upfront fees
We do not charge upfront fees for setting up an IVA, saving you money.
Fast Set up
We can have your IVA up and running in as little as 4 weeks.
Really helpful, excellent service and communication was first class from the start , I can breathe a sigh of relief and get my life back on track , now that my IVA has been approved